What are your hopes and dreams for the future?

Our investment approach begins by understanding your investment goals.

• Our 5-Step Program helps us create and manage a financial road map designed specifically for you.
• With this road map in place, we can begin building your portfolio.

We invest utilizing an all-capitalization, fundamental analysis approach.

• That is, we do not exclusively have a growth or value orientation, nor do we follow only large or only small capitalized companies.
• Rather, we look at all types of investment opportunities based on an investment's own merit.
• Indeed, we will even invest in special situations such as turnaround or restructuring plays or the change in management, to name a few examples.

Once identified, we thoroughly research an investment to see if it makes sense in the context of expected future returns.

• As stated earlier, not all investments are appropriate for all clients.
• We also do not attempt to time the market in terms of wholesale buying or selling of issues based on forecasting whether the general markets will rise or fall.
• However, we often do have opinions on where the markets are headed and will, on occasion, buy or sell issues that may perform better or worse in certain types of markets.